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Financing option powered by HFS

You dream, we build, and HFS finances it.

Achieving the deck of your dreams has never been easier. Whether you're in need of a short-term loan or prefer a longer-term arrangement to distribute your payments, we've got you covered.

We are proud to partner with HFS Financial, a company renowned for its thousands of 5-star reviews, offering no money down and up to 120% financing. HFS Financial provides competitive rates and flexible payment plans to suit your budgetary needs.

Their straightforward online application process is quick and efficient, allowing you to receive approval in just minutes.

Call us (303) 808-2988

No money down, pay when your project is complete

happy family

Finance up to 120% of your total project cost with us. The extra funds provide flexibility for any modifications you wish to implement during construction.

For instance, if your project costs $100,000, with HFS, you can secure financing for up to 120% of this amount, giving you a maximum loan of $120,000 to cover any unforeseen changes or enhancements.

  • Direct-to-consumer funded

  • No impact on credit

  • No equity / no appraisal

  • Industry leading terms

  • Fund all home improvements

How it works

Family together on the stairs and porch of a wooden deck
Step 1

When we start your project, we'll send you the HFS QR Code, so you can kick off the financing process smoothly and efficiently.


Step 2

The inquiry takes just 1 minute. HFS conducts a soft credit check, ensuring there's NO IMPACT on your credit when you review your loan terms


Step 3

Once conditionally approved, you'll receive your 'loan terms' within 24 hours.


Step 4

Once fully approved, the entire loan amount is directly deposited into the consumer's checking account.

Ready to Let us make your deck your favorite place?

Decks by Caio brings years of expertise in building the perfect deck, transforming your area into the neighborhood's jewel. With Decks by Caio, we turn your dream into reality. Get in touch to begin your transformation!

We recognize the investment you've made in your home. Choosing us for your outdoor living enhancements means entrusting your vision to a team committed to quality. Let us help you realize your property's potential, ensuring every step we take aligns with your goals for a transformed living space.

Get a free estimate!

Let’s make the outdoor living space of your dreams a reality!

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